Thank you for visiting my blog. I set this up to give prospective buyers and sellers some insight into some creative real estate ways to buy and sell property. There are many ways of purchasing a home. Most people know the most common method of having some form of down payment together with a bank loan to buy the property from the seller. This method of buying homes is how over 95% of 1-4 family homes are sold. Although I can help buyers and sellers complete transactions this way, I have come to realize that due to the tightening of the mortgage industry, many buyers who once qualified, no longer do. So I have decided to share my experience in Lease Options and other Creative Real Estate Techniques to help those people who want to own a home but are not quite qualified for a loan from the banking institutions.